Whether you are looking to buy or refinance, we’ve got options. Our professionals are ready to equip you for your home loan journey. *Some restrictions apply.
Conventional loans come with a variety of options.These include conforming and nonconforming fixed and adjustable rate mortgages.
An FHA loan is insured by the Federal Housing Administration.
• Flexible guidelines
• Low down payment options
A USDA loan insured by the U.S. Department of Agriculture.
• No down payment
• Low cost monthly mortgage insurance premiums
• Eligibility: Many areas in Eastern Washington and Northern Idaho are eligible.
Manufactured/Unique Property Loan
Manufactured and Unique Property Loans are secured by unique or nonconforming properties.
A loan that makes home ownership possible when you don’t have cash available for a down payment.
• New purchases only
• No down payment required
• No private mortgage insurance required
Jumbo loans may be a good option for you if you need a larger loan than the local limit for conforming loans and don’t have the cash flow to put down a larger down payment.